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Investment Highlights

  • Former Bank Building: The structure retains its original prestige as a historic financial institution (originally the First National Bank of Port Jeff
  • Victorian Elements: The exterior features classic brickwork and a distinctive corner turret that commands attention at the intersection of Main and Ea
  • Second Floor (Office/Residential): +/-2,262 SF that is ideal for professional office suites (i.e. Co-Working) or high-end apartments, featuring excell
  • The Vault: A standout interior feature is the original bank vault, which remains on-site. It has been creatively repurposed in recent years as a uniqu
  • Ground Floor (Retail): Roughly 3,340SF of prime retail space with large storefront windows, high ceilings, and an open floor plan designed for maximum
  • Lower Level: +/-2,932 SF of above grade lower level space with immediate ground floor access to Traders Cove, a large municipal parking lot. Potential

Executive Summary

Introducing a prime investment opportunity at 228 East Main Street, a well-maintained 6,272 SF retail/office office building in Port Jefferson, N.Y. Located in the heart of the iconic waterfront village, 228 East Main Street is a premier mixed-use property that blends historic character with modern commercial utility. Situated on the primary "main-to-main" corridor, the building benefits from year-round local patronage and heavy seasonal tourism driven by the Port Jefferson Ferry and Harborfront
Park.

Property Facts

Sale Type
Investment
Property Type
Retail
Property Subtype
Bank
Building Size
6,580 SF
Building Class
C
Year Built
1900
Price
$2,570,110 CAD
Price Per SF
$390.59 CAD
Tenancy
Single
Building Height
3 Stories
Building FAR
0.94
Lot Size
0.16 AC
Zoning
C! - Zoning: Zoned C1 (Central Commercial), allowing for a wide variety of uses including retail, bank, law firm, professional medical offices as well as r
Parking
5 Spaces (0.76 Spaces per 1,000 SF Leased)
Frontage
59’ on Main St

Major Tenants Click Here to Access

  • Tenant
  • Industry
  • SF Occupied
  • Rent/SF
  • Lease End
  • Finance and Insurance
  • -
  • -
  • Jan 0000

M&T Bank began in 1856 when businessmen Pascal Pratt and Bronson Rumsey founded it in Buffalo, New York. The company expanded throughout the 20th century and now serves customers across twelve Eastern states and Washington DC. M&T provides retail and commercial banking services, including checking/savings accounts, loans, and mortgages. Their wealth management division offers investment services and financial planning through Wilmington Trust. The bank maintains a significant regional presence while focusing on community banking relationships.

Tenant Industry SF Occupied Rent/SF Lease End
Finance and Insurance - - Jan 0000
Moderately walkable
60/100
Exceptionally drivable
90/100
Limited public transit
30/100
Fairly bikeable
40/100

Nearby Major Retailers

Starbucks
Dime Community Bank
Chase Bank
CrossFit

Property Taxes

Property Taxes

Parcel Number
0207-012-00-03-00-012-000
Land Assessment
$6,394 CAD
Improvements Assessment
$18,973 CAD
Total Assessment
$25,367 CAD
  • Listing ID: 39958418

  • Date on Market: 2026-03-30

  • Last Updated:

  • Address: 228 E Main St, Port Jefferson, NY 11777

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