Ricardo Gil Jr has over 10 years of experience in residential and commercial real estate, residential mortgages, hard money loan brokering, and property management. SALES: Real estate sales, including single family and multi-unit residential, condos, commercial and industrial, ranches/ranchettes, vacant land, and business opportunities. LEASING: Leasing services for residential and commercial units, including lease-options. PROPERTY MANAGEMENT: Full service property management, including rent collection, tenant screening, maintenance and accounting at a low rate. FINANCING: Home mortgages including FHA with up to 100% financing, VA, conventional with as little as 1% down, seller financed properties with no credit requirements, hard money and commercial loans. NOTARY PUBLIC: Notary public services.