Outside of their main product, the title insurance policy, they also offer closing and escrow services, as well as other title-related services. They help protect the rights of both residential and commercial property owners against unexpected legal and financial claims that may arise after closing. Coverages can vary by state or locality, but their nationwide expertise can handle them all. This expertise allows them to help lenders, builders, developers, attorneys, and real estate professionals grow and succeed. They are also a provider of annuity and life insurance products, providing deferred annuities, including fixed index annuities, fixed rate annuities, and immediate annuities and indexed universal life insurance through their wholly-owned subsidiary, FGL Holdings ("F&G). FNF® is consistently recognized as an industry leader by highly respected organizations.