PlainsCapital Bank is a Texas-based financial institution founded in 1988 in Lubbock, Texas. It operates as a wholly owned subsidiary of Hilltop Holdings Inc. (NYSE: HTH) and provides a wide range of services, including commercial lending, treasury management, private banking, and wealth management. The bank has grown to become one of the largest independent banks in Texas, ranking among the top by deposit market share. PlainsCapital Bank maintains a strong presence across major Texas markets, including Dallas, Fort Worth, Houston, Austin, and Lubbock, with more than 55 branches statewide. Over the years, the bank has expanded through strategic acquisitions, such as First National Bank of Edinburg and The Bank of River Oaks. PlainsCapital Bank is FDIC-insured and emphasizes relationship-based banking with local decision-making.