Truist was formed in 2019 through the merger of BB&T and SunTrust, bringing together two long-running regional banking franchises. The company serves consumer and small business banking, commercial and corporate banking, investment banking and capital markets, wealth management, payments, and specialized lending clients through a broad mix of financial services. Truist maintains a significant U.S. market presence with a large branch network and a footprint across high-growth markets, while continuing to operate as a top-tier commercial bank.